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If you do not have a bank account, the FDIC website offers information to help you open an account online or at a local bank branch. You must either have the money deposited directly to a bank or credit union account or get your money each month on a DirectExpress ® prepaid debit card. No need to keep a minimum balance on the card.įederal benefit payments, such as Social Security, Supplemental Security Income (SSI) and Veterans, are required to receive your payment electronically. The Direct Express ® Debit Mastercard® card is a way to get your federal benefits, even if you do not have a bank account.

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